Praca w USA
Independent, czyli niezależny!! Chcesz na własną rękę lub z pomocą przyjaciół znaleźć dobrze płatną, satysfakcjonującą pracę w USA?
A może już to zrobiłeś i jedyne, czego Ci trzeba, to wiza J1, bezpieczny i komfortowy przelot do Stanów oraz fachowa opieka i doradztwo?
Pomożemy Ci zrealizować Twoje marzenia! Jeżeli dopiero planujesz pełną niezależność i nie wiesz, od czego zacząć, w FOSTER udzielimy Ci cennych, wskazówek. Program Work and Travel Independent to prawdziwe wyzwanie i wielki krok w stronę samodzielności.
Dołącz do nas - Zapisz się
Work and Travel - Ubezpieczenie
Zgodnie z regulacjami prawnymi Stanów Zjednoczonych dotyczącymi programów odbywających się na podstawie wizy J1, nie jest możliwe, aby ich uczestnicy przekroczyli granicę Stanów Zjednoczonych bez odpowiedniego ubezpieczenia. CENET gwarantują grupowe ubezpieczenie, które jest obowiązkowe dla każdego uczestnika programu Work and Travel USA i jest wliczone w cenę programu. Suma ubezpieczenia wynosi 50 000 USD i pokrywa koszty leczenia, koszty transportu chorego do kraju, kradzieży i zaginięcia bagażu oraz koszty leczenia stomatologicznego - w limitowanych przypadkach. Każdy uczestnik otrzyma ulotkę informującą o dokładnym zakresie ubezpieczenia.
Korzystanie z ubezpieczenia zdrowotnego
W ciągu pierwszych 18 tygodni pobytu w USA, pod warunkiem zrobienia Check-in, będziesz mieć ubezpieczenie zdrowotne. Ważne jest, aby uświadomić sobie, że ubezpieczenia, tego programu stanowi minimalną kwotę ubezpieczenia wypadkowego i medycznego które są wymagane, aby uczestnik J-1 Work / Travel program mógł wziąć udział w programie. Dlatego zalecany jest zakupu dodatkowego ubezpieczenia.
Ubezpieczenie medyczne nie obejmuje stomatologicznych roszczeń oraz wypadków samochodowych, gdy jesteś kierowcą. Wskazany jest zakup dodatkowego ubezpieczenia przed wyjazdem z kraju. Lepiej dmuchać na zimne.
Jeśli potrzebujesz pomocy w nagłych wypadkach, należy natychmiast udać się do najbliższej izby przyjęć. Jeśli nie jesteś w stanie udać się na pogotowie zadzwoń pod numer 911 i proś o pomoc.
When You Need Medical Attention:
Before seeking medical treatment in the U.S. in non-emergency situations, contact either Beech Street Network or the National Preferred Provider Network for a list of participating doctors and hospitals at
www.beechstreet.com
1-800-432-1776
available 24 hours
www.nppn.com
1-800-557-1656
between 8:30 am - 6:00 pm EST Mon-Fri
Finding a doctor or hospital in the network may decrease your out-of-pocket costs. If there are no Preferred Providers in your area, there is no penalty for using another physician, however, they cannot guarantee that costs will not exceed Reasonable and Customary which is the Insured's responsibility.
Ważne dokumenty ubezpieczeniowe:
Emergency Medical Care Contact Information:
In the event of an extreme medical emergency, contact Travel Assist at 1-800-626-2427. Identify yourself as an Intrax Cultural Exchange insured and refer to your Policy Number. Be sure to provide your contact information at your current location in the event Travel Assist needs to call you back.
The company's 24-hour assistance service can:
- Organize all emergency medical transportations
- Assist with hospital admission, if needed
- Monitor insured's condition,
- Arrange communication between patient, family, physician, employer, consulate or embassy
- Consult with patient about benefits, coverage and guarantee of payment
- Assist with discharge issues
- Recommend a local doctor or hospital
- Verify coverage
- Provide multilingual assistance
FAQ Medical Insurance
Territory
Your program health insurance coverage is valid WORLDWIDE, except in your home country. If you are traveling in the USAA and you decide to visit Canada, you are still covered through your insurance.
Home Country, Country of Residence
Your home country is the country where you usually live. That is the country where you will be evacuated in case of serious medical illness/accident. In most cases, this is the country where your parents live.
The country of residence is the country where you live temporarily, e.g. you study in the USA but you have Belgian citizenship and your family lives in Belgium.
The USA will therefore be considered your country of residence while Belgium is your home country.
Duration of Coverage
The duration of your insurance coverage depends of the coverage dates stated at the moment of your subscription.
Your insurance coverage period begins once you Check-In with Intrax Work Travel but works retroactively beginning when you departed from your home country.
If you extend your program, you must extend your insurance coverage by calling Intrax Work Travel during normal office hours.
What shall I do in case of an emergency?
In case of emergency, after calling 911, you have to call your medical insurance company and inform them of the emergency.
When shall I call the medical insurance company?
- When seeking medical assistance
- In case of acute illness, with hospitalization
- In case of accident dental care/treatment
- In case of medical evacuation
- In case of domestic travel in connection with treatment
Can I go to a doctor of my choice?
Yes, you can go to a doctor of your choice. This doctor can call the insurance company directly in order to verify your coverage at which time we will provide that office with the billing address.
If I pay my doctor in cash, how soon do I get reimbursed?
Usually it takes three or four weeks for claims to be processed. However, the claim payment time can be shorter, depending on how fast the file - with all the necessary paperwork - is received by the claims office.
How can I get reimbursement?
The different means of reimbursement are:
- checks in US $
- bank transfers
- when you are traveling abroad and you don't have a bank account, we can credit your credit card
Which illnesses are covered?
- Any illness which is not pre-existing (that is not contracted before you left your country and before the effective departing date of coverage)
- Any illness which is not congenital
- Consequences of HIV or Hepatitis C are NOT covered
Which accidents are covered?
Any kind of accident is covered except automobile accidents where you are the driver, accidents related to competitions or high-risk sports (such as bungie-cord jumping, parachuting, etc.) or accidents which are consecutive to voluntary acts: alcohol intoxication, use of narcotics, riots or assault...
Are car accidents covered?
Car accidents are covered ONLY if you are a passenger and in such cases your medical insurance will be considered secondary to the automobile insurance.
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